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State Farm® Insurance Agent Thomas Waters

3103 Independence Drive
Homewood, AL 35209-4111

Located 3 blocks south of Shades Cahaba School on Highway 31 in Homewood

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Office Info

Office Hours

8:30am - 5pm
Call us 24 hours a day!


3103 Independence Drive
Homewood, AL 35209-4111



Welcome to the Thomas Waters - State Farm Insurance Office. My experience at my office has taught me how to provide the right protection for our customers, ranging from Auto insurance, Homeowner's insurance, Life insurance, Renter's insurance, Boat insurance, Business insurance, and Financial Services.

Before opening Thomas Waters - State Farm Agency, I was a successful real estate agent and learned selling would become my life’s work. I was born in Cullman, AL and raised in Mountain Brook, AL. I attended Birmingham Southern and received a Bachelor’s Degree in Business Administration.

Our agency serves Jefferson, Shelby, Cullman, Blount, St. Clair, Madison, and surrounding counties. I started my agency in 1991 with the dream of making my business the most outstanding office it could be. With eight full time professionals, we are the largest agency in Homewood and serve over 3,000 families. Recently, our team was recognized in Homewood as the Top Insurance Agent and the Top Insurance Agency, an honor we continue to earn and receive.

Over the years, my mission has become: To be there for people at life’s toughest moment... and sometimes it’s insurance. The difference we make is lived out in our service to our customers as well as the community. Since 2014, I have felt a calling to serve the local homeless community. With the help of every customer along with Wanda Pleasant, our ministry champion, we have served over 7,000 meals to the homeless at Changed Lives Christian Center. We purchase the food, cook and serve the meals once a month. Another passion I have pursued is cycling. I love riding my bike, although my knees are not cooperating as they did in the past. However, this year we will be sponsoring the Thomas Waters Cycling Team to ride the MS Tour de Beach, where we will be raising money for Multiple Sclerosis. Since 2017, my team has collectively raised over $50,000 for Multiple Sclerosis research to help people with MS live their life better. This is a theme that resonates with me in every aspect of my life and leads me to serve the community with jazz events that connect us all together with the joy of music. Over the years, we have sponsored multiple Jazz in the Park events and various musical concerts and programs to bring our community together for the common good! The success of the agency has given me the opportunity to be the Title Sponsor of the Homewood Mountain Brook Kiwanis Pancake Day serving over 700 breakfasts to the community yearly, while supporting the cause of improving the reading of local children.

I am delighted by the chance to support customers in navigating the realm of insurance and financial services, empowering them with the essential resources to proactively face unexpected obstacles in life. Whether you choose to contact us through phone calls, online interactions, text messages, or by visiting our office, I extend a warm invitation for you to connect with my exceptional team. Let our team help you make the most of your life as we strive to Inspire, Motivate & Coach you to the most exceptional insurance experience that is possible.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities, Home Loans

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The mission of the Thomas Waters Team is to be there for you at life's toughest moments. We get that done for you! We also pledge to deliver outstanding customer service. Visit us in the office and feel the difference we can make!

The goal of my highly trained staff is to provide excellent and friendly service that is unparalleled in the insurance industry.


Tracy Davis

Marketing Representative

With over 28 years of insurance experience, Tracy has the knowledge to serve customers with extraordinary professional service. Customers find her accuracy along with a personable approach result in a unique insurance program for each customer.

Ginger Edwards

Marketing Representative

Ginger makes the difference for customers in her attention to detail coupled with solid industry knowledge. An Auburn graduate as well as an MBA make her qualified to address complex issues.

Tim Emerson

Property & Casualty Representative

Tim serves State Farm customers with over 28 years of experience. He is a problem solver and cares about your customer service experience!

Jacob Hamner

Multiple Line Representative

Jacob brings new energy to the team with his positive attitude and attention to detail. Care and concern for the customer are immediate qualities noticed when the customer meets with Jacob.

Kathy Maddox

Multiple Line Representative

Details and accuracy along with care for each customer make Kathy outstanding in her role. Kathy has over 20 years in the industry. Care and concern fit Kathy in her work.

Veronica Tamburello

Life/Health Products Representative

Detailed and knowledgeable are two adjectives that describe Veronica. Having over 14 years experience adds confidence coupled with a passion for excellence creating a winning combination for State Farm customers.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.